Wednesday, December 30, 2015

What is included in the NO SPEND JANUARY?

Yesterday I posted about my plan on a No Spend January:

To many of you, some of the items I am forgoing may already be a part of what you are already doing. But to me, I wanted to really focus in on what we could work on this month. I need to make us more accountable.

We don't have cable, haven't had any sort of directTv or satellite in over 3 years I would say. We have a Roku player and Netflix and Hulu as well as Amazon prime. Not having cable saves us a lot!!

What can we spend money on in January?
Normal bills ( like electricity, water, phone bill, internet, car insurance etc.)
Groceries ( although I want to use up my pantry and buy as little as possible)
Gas ( my husband and I both work outside the home and although my drive is less than 8 miles one way, his is more like 28 miles one way, so gas is something we'll spend money on).

What are we NOT going to spend money on in January?
Eating out ( NONE AT ALL)
Things like coffee treats or drinks at work
Clothing, shoes or socks for any of us
hair cuts for any of us ( the little boy just had one and I can trim up my husband's if need be)
Really anything other than necessities

There are a few things that I literally just cancelled for January,so that money will be going towards my debt payout I'm hoping for in January ( $380.xx) on January 1st. The things I cancelled included:
1.Hulu ( It was only about $9.99 a month, but we found we rarely watched it and didn't need it, so good bye)
2. Gwynnie Bee  $35.00 ( This is a clothing subscription service that I .
actually loved, it would send nice clothes in the mail, then you could wear them and either send them back or buy them to keep. I've been doing this almost a year, and have built up several nice outfits, and just wanted to cancel this monthly cost
3. Birchbox- $10 a month ( This is a beauty samples subscription service and again, I loved it, but have too many beauty samples as it is, and wanted to cut it out).

So On January 1st, I'll be paying the $55 to my smallest debt.

What are some things you could get rid of for no spend January?
Another type of cable or satellite?
downgrading some features on your cell phone?
Maybe cancelling your home phone ( we have a Magic Jack only because we don't get cell service were we live)
any monthly subscription services
Maybe vowing to work through your freezers/pantries for your groceries instead of shopping for new?
Committing to using the shampoo, toothpaste, etc. etc. that you have on hand instead of buying more?

What are some other things you might could give up?

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